Commercial Mortgage Loan

The Ultimate Commercial Mortgage Loan For Small Businesses

At Mercantile Capital Corporation we finance commercial property for business owners and entrepreneurs exclusively. So rather than offer 50 different products like some banks, we concentrate on providing what we believe is the best commercial mortgage loan available to small business owners and entrepreneurs in the USA today.

Ultimately, we believe in smarter financing which we define as: 1) put as little down as you can, 2) get the longest term you can, and 3) get a below-market fixed interest rate for as long as you can.

This is where our SmartChoice Commercial Mortgage Loan—also known as the 504 loan— comes into it’s own. This is a product most banks (commercial loan officers, that is) don’t like to talk about because they make less money on it. But we believe in offering the best product and doing right by your clients, and then letting your clients do right by you. And we have evidence this works on our side: About 90 percent of our business comes from referrals of some sort, which is almost unheard of in our industry.

We’re the only commercial mortgage lenders nationwide to always lead with our particular commercial mortgage loan product [the SmartChoice or 504 commercial loan], and we do it all day every day. We have much greater and specialized knowledge than anyone else in the country about this particular loan program. In fact, while many others in the lending business have fallen, because of our specialized knowledge of this product we are not only standing but also prospering. We’re not only still standing in these “interesting” economic times, but we’re doing very well when a lot of people in the financial services industry are out of business.