Commercial Mortgage Rate

How To Get The Best Commercial Mortgage Rate

As with any area of business, you want to keep your monthly expenses as small as possible so that you can retain more capital and use the money saved for other investments. Your Commercial Mortgage Payment is no different, so you need to get a below-market fixed interest rate for as long as you can. This is where our SmartChoice Commercial Loan (also known as the 504 Loan) comes in as it helps to keep your commercial mortgage rate as low as possible.

Because you have two separate loans with the 504, you end up getting a blended rate that is below market. The first loan is either fixed or variable, and is at or slightly higher than conventional financing rates. The second mortgage (the 40% loan) is considerably lower than market interest rates, and is fixed for the life of the loan. Having a lower interest rate lets your company retain more capital.

Our clients appreciate a low commercial mortgage rate, too - around 95% of our business comes via referrals which is unusual for our industry.

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