drwxr-xr-x   2 smftp09  psacln       4096 Nov 13  2009 .
drwxr-x---  16 smftp09  psaserv      4096 Mar 19 17:56 ..
-rw-r--r--   1 smftp09  psacln       1541 Nov 13  2009 commercial-property-loan.