Get Pre-Approved

We can tell you within 24 hours if your business qualifies for our SmartChoice Commercial Loan Program which we believe is the perfect financing option for small business owners and entrepreneurs.

You won’t hear about it from ordinary lenders, but it’s designed to save you a ton of money and make it easier to fund your commercial property dream. Our expertise allows us to make the process a quick and efficient one for you.

Please review our Pre-Approval Checklist below – this is what we need from you, along with a completed Pre-Approval Application which you can download below. Once you’ve completed the Application, you will receive a Pre-Approval Letter within 24 hours if you qualify.

Please be aware that this is only a Pre-Approval. Eventually we will need a complete application along with additional documents in order to give you a firm commitment letter.

Here’s our Pre-Approval Application Checklist:

Authorization to Release Credit Information Form(s) for all principals (This includes yourself and any of your business partners if you have any – proprietors, partners and stockholders – who own 20% or more of voting stock and all guarantors)
Personal Financial Statement(s) for all principals
The last three years of complete personal income tax returns for all principals
The last three years of complete corporate tax returns for the business/operating company
Business Schedule of Liabilities on the business/operating company dated within the past 90 days
A Project Cost Breakdown of your project
Interim financial statement(s) (Income Statement/Profit and Loss and Balance Sheet) for the business/operating company dated within the past 90 days

Go here to download our Pre-Approval application now.

If you’ve never owned commercial property before and are intimidated by this process, don’t be. We’re happy to help you through it and make it as painless as possible. Your business is an all important part of our economy and we want to help YOU succeed with it.

Please don’t hesitate to call (1-866-622-4505) or email us with any questions or concerns.

The SmartChoice Loan